No two clients come to us with the same financial story — but every relationship begins with the same promise: to understand where you are, what matters to you, and how we can help you make smarter decisions with your money.

At Triage Financial, we tailor our process to your career stage and complexity. Whether you’re a resident just starting out or a seasoned practice owner juggling real estate, taxes, and retirement planning, we start with listening — not selling.

🩺 Your First Steps: Residents & Fellows
During residency and fellowship, the goal is clarity and protection — not complexity.

Most early-career professionals have never been taught how to evaluate financial decisions. We make it easy to take smart, foundational steps without the overwhelm.

What You Can Expect:

• Planning Fee: Waived in most cases
• Process Length: 2–3 meetings
• Format: Virtual conversations, visual planning via The Living Balance Sheet®
• Tone: Educational, strategic, and zero pressure

What We’ll Cover:

• Disability insurance (including GSI programs)
• Student loan strategy (PSLF, IBR, or refinance)
• Budgeting & cash flow principles
• Early savings and risk management
• Employer benefits & contract review guidance
• Intro to long-term planning concepts

The goal? Protect what matters now — and set the stage for smart financial growth later.
Most importantly, we help you start a relationship with a team that can grow with you for decades.

🧭 Strategic Planning for Physicians, Dentists & Practice Owners
Once your income grows, so do your decisions — and the complexity of your financial life increases exponentially.

Whether you're an attending, a partner, or a private practice owner, our process is designed to go deeper — uncovering inefficiencies, identifying opportunities, and creating a clear strategy across every area of your financial life.

What You Can Expect:

Planning Fee: Based on complexity (flat fee or retainer model)
Process Length: 6–12 meetings over the first year
Format: Primarily virtual, always personal
Technology: Full access to The Living Balance Sheet® with regular check-ins and updates

What We’ll Cover:

• Asset protection strategies
• Cash flow design and automation
• Asset coordination and investment strategy
• Insurance & risk management review
• Tax strategy and entity structure planning (if applicable)
• Retirement planning (including advanced plan design)
• Practice ownership strategy, exit planning, and real estate
• Estate and legacy planning
• Coordination with your CPA, attorney, and other professionals

We don’t hand you a one-time plan and wish you luck.
We become your personal CFO — guiding and adjusting your plan as life changes.

The Triage Difference
Our planning philosophy is built around one thing: prioritizing what matters most, in the right order.
That’s why our process always starts with protection, evolves into structure, and builds toward long-term growth and distribution.

No pressure. No jargon. No overwhelm. Just clear thinking, smart decisions, and lifelong partnership.