Residency and fellowship are some of the most demanding years of your life — professionally and financially. You’re working long hours, earning less than you’re worth, and making decisions that can shape your financial future for decades to come.

At Triage Financial, we specialize in helping medical and dental professionals like you take smart, strategic steps during training — without the overwhelm, sales pressure, or one-size-fits-all advice.

We don’t believe in rushing the process. We believe in building it right.

Why Planning During Residency Matters
While your income is still modest, the decisions you make now can have massive long-term impact:

• Locking in low-cost disability insurance while you’re young and healthy
• Understanding your student loan repayment options (including PSLF or refinance timing)
• Building strong financial habits around saving, spending, and protection
• Starting a relationship with a team that will grow with you — not just sell to you

We’re not here to pitch products. We’re here to help you get organized, avoid costly mistakes, and make confident decisions as your career takes off.

What We Help With

• Disability Insurance: We walk you through your options, help you access GSI (Guaranteed Standard Issue) policies where available, and ensure you’re covered without overpaying.
• Student Loan Strategy: Whether you're on track for PSLF, refinancing, or need help deciding, we break it down in plain English.
• Cash Flow Planning: Learn how to balance fixed expenses, manage lifestyle creep, and start saving — even on a tight budget.
• Foundational Planning: Get an early look at what’s ahead in taxes, investing, and wealth building — so you can hit the ground running when income increases.

No Fees, Just Guidance
We waive our planning fees for most residents and fellows, because we know this phase of life is already financially stretched — and we want to be part of your long-term journey, not a short-term transaction.

We’ve Been There Before
Our team regularly speaks at programs like MUSC, UAB, Emory, Augusta University, Morehouse, Northside, and Erlanger. We know the training grind, and we know how to help.

Let’s make the financial side of life one less thing to stress about.

→ Schedule a Free Intro Call
We’ll meet you where you are — and help you plan for where you're going.